Business Loans

Lending your business more than just a hand.

Piedmont Bank is recognized as a Preferred Lender by the U.S. Small Business Administration (SBA).  As a Preferred Lender, we can approve most loan requests on behalf of the SBA, which means quicker loan closings. 

Piedmont Bank specializes in SBA 7a loans from $200,000 up to $5,000,000

Who is eligible for an SBA guaranteed loan?

Most for-profit small businesses including manufacturers, wholesalers, retailers and service businesses, as well as independent or franchise businesses.
Proceeds can be used to purchase or construct business facilities, as well as finance a start-up business or expand an existing one.
Terms offered vary from 10 to 25 years depending on the type of financing and collateral

For more information contact Cheryl Beer, Vice President, SBA Lending at 678-576-9392 or

Application subject to credit approval

Commercial Real Estate Loans

Piedmont Bank offers a wide variety of loans to meet your business needs. We offer competitive interest rates and we will work with you to make sure the process is as simple as possible.
Some of our products include:

  • Owner-occupied real estate loans
  • Income producing property loans
  • Improved land loans
  • Construction loans for qualified businesses

Application subject to credit approval

Business Loans

When your expanding business requires working capital or property, plant, and/or equipment financing, we offer a variety of financing plans to accomplish your business needs.
Some of our products include:

  • Operating lines of credit
  • Equipment financing
  • Business acquisition financing
  • Inventory financing
  • Accounts receivable financing

Application subject to credit approval.

Please contact your nearest branch for more information.